As a nonprofit consumer credit counseling organization, DebtWave Credit Counseling, Inc., is mandated to comply with all state and federal laws.
Although compliance is a legal requirement, it also demonstrates that DebtWave is a reputable organization that provides quality service for minimal fees to the consumer. Further, state licensing allows consumers the assurance that DebtWave utilizes best practices in handling the consumer’s monthly payments.
In order to conduct business as a legal entity, DebtWave must have a Certificate of Authority to conduct business within a state. DebtWave has attained a Certificate of Authority in 46 states, and Washington, D.C., as issued by the Secretary of State. Of the 46 states we are currently licensed to operate in, 18 currently do not require licenses.