DebtWave Credit Counseling, Inc. is a nonprofit consumer credit counseling organization. Our certified credit counselors help consumers review their finances, create realistic budgets and explore ways to pay off credit card debt.

DebtWave also offers debt management programs, credit coaching and free financial education resources.

Yes. DebtWave Credit Counseling, Inc. is a 501(c)(3) nonprofit organization and a proud member of the National Foundation for Credit Counseling (NFCC). Our mission is to help consumers eliminate credit card debt, improve their financial habits and work toward long-term financial stability.

No. DebtWave does not provide debt consolidation loans or lend money. We offer credit counseling and administer debt management programs that may help eligible consumers repay unsecured debts under more favorable creditor terms.

DebtWave has provided nonprofit credit counseling and debt management services since 2001. Consumers have repaid more than $325 million in credit card debt through DebtWave’s Debt Management Program.

You can complete DebtWave’s online request form, schedule an appointment or call (888) 686-4040. A counselor will review your financial situation and explain the options that may be available to you.

Speaking with a counselor does not obligate you to enroll in a debt management program.