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    “Making Your Life Simple”

    (888) 686-4040

    • Get Help with Credit Card Debt
    • Get Started Online
    • Book Appointment
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
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    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Accelerated Payment Plan
    • Credit Coaching
    • Credit Card Payoff Calculator
    • Calculate Your Net Worth
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
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Tell Us More About Your Debt

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Which best describes your credit card balances compared to your credit limits?*
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Who are some of your Personal Loan Companies?*

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Principal Address

500 La Terraza Blvd, Suite 150
Escondido, CA 92025

Mailing Address

1835A S. Centre City Parkway, #508
Escondido, CA 92025

Hours (PST)

7 AM - 4 PM (Monday - Thursday)
7 AM - 3 PM (Friday)

 

About Our Team
What We Do
FAQs
Credentials
State License
Contact

Our goal is to help you pay off your debt and learn the basics of personal finance, so you’re financially empowered by the time you graduate our program.

 

Credit Counseling
Debt Management
Credit Coaching

Loan Payoff Calculator
Debt to Income Ratio Calculator
Credit Card Minimum Payments Calculator

       

 

Credit Card Debt Quiz
Spending Quiz: Analyze Spending Habits
SDFLC
Seminars & Events
S.W.Y.M. Program
Podcast
Boost for our Heroes

BBB

NFCC Member

DebtWave is short for full legal name DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. is a 501(c)3 nonprofit organization. Information found on our website is intended to be educational, not legal advice. We do not lend money.
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© 2026 DebtWave | Company NMLS ID: 981270

    • Get Help with Credit Card Debt
    • Get Started Online
    • Book Appointment
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Accelerated Payment Plan
    • Credit Coaching
    • Credit Card Payoff Calculator
    • Calculate Your Net Worth
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military