DebtWave Credit Counseling, Inc. is a nonprofit, accredited, consumer credit counseling service
At DebtWave Credit Counseling, Inc., our team of certified credit counselors focuses on helping you get out of credit card debt. We strive to teach you how to properly manage your finances. With the hopes of reducing the likelihood you fall into debt again.
Located in San Diego, our customer-service oriented team has helped consumers pay back more than $325 million in credit card debt through our Debt Management Program.
How can we help you today?
Credit Counseling & Debt Management Services
Our mission is to help our clients eliminate credit card debt and also adopt healthy financial behaviors. Ultimately achieving financial freedom.
- To do this we offer free Credit Counseling Sessions. Clients receive a complete budget analysis. Additionally, we provide practical solutions to paying off debt.
- Debt Management Program. Take advantage of lower interest rates and lower monthly payments. Consequently, becoming debt free in three to five years.
Credit Card Payoff & Other Finance Calculators
Use our free financial calculators to enhance your financial health.
- Credit Card Payoff Calculator. Input your current credit card payment amount. As a result, find out your pay off date.
- Debt to Income Ratio Calculator. Find out your DTI. Also understand what most lenders use for their guidelines.
- Net Worth Calculator. Find out the most important number in determining your financial health. And ways to increase your net worth.
Financial Education, Counseling & Events
We offer a variety of free resources to help you improve your financial literacy. Not only can you improve your financial education, but also become debt free.
- Credit Coaching. Meet with our Credit Score Coach for personalized tips to improve your credit score.
- Free Financial Education Workbook. Learn best-practice personal finance habits with our FREE financial literacy workbook.
- Because Financial Education can lead to wealth.
Get out of debt with our help!
We provide you with options for getting your finances in order so you can stay on track and achieve your life goals.
What does financially secure mean?
Paying your bills on time
When you can pay expenses on time you can avoid penalties and minimize interest charges.
Building your savings
Adding money to your savings regularly so you have money available for rainy days and retirement.
Planning for your future
Knowing how much you need to save, forecasting expenses and being ready for suprises.
