• “Making Your Life Simple”

    Nonprofit Consumer Credit Counseling
    based in San Diego since 2001

DebtWave
  •  Call DebtWave at:

    (888) 686-4040

    • Get Help with Credit Card Debt
    • Get Started Online
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
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DebtWave

Spending

Budget | Financial Tips | General | Spending
5 Times Spending More May Benefit Your Finances Long Term

When it comes to paying off debt, many of us feel compelled to cut our spending in any and every … Read More

October 14, 2022 0
Budget | Credit Card | Debt Management | Financial | Spending
Lifestyle Creep: What is It & How to Avoid It

When you get a raise, a bonus, or a promotion, do you find yourself at the mall looking to update … Read More

June 27, 2022 0
Budget | Debt | Financial Tips | Spending
4 Ways to Fast Track Your Debt-Payoff Journey

When it comes to paying off credit card debt, the first thought most of us have is to slash our … Read More

May 23, 2022 0
Credit Card | Financial Tips | Spending
How Much of My Credit Limit Can I Spend?

Do you remember your first credit card?  For many of us, our first credit card was an exciting time in … Read More

March 1, 2022 0
Budget | Credit Card | Debt Management | Financial Tips | General | Spending
The Financial Cost of Addiction

Need help? 1-800-662-HELP (4357) – SAMHSA SAMHSA’s National Helpline is a free, confidential, 24/7, 365-day-a-year treatment referral and information service … Read More

October 7, 2021 0
Valentine's Day Budget 2019
Budgeting | Financial Tips | Spending
14 Cheap Valentine’s Day Ideas When on a Budget

I love Valentine’s Day. Before you start rolling your eyes, let me explain why. For me, Valentine’s Day hasn’t always … Read More

February 4, 2019 1
Emotional Money Mistakes
Financial Tips | Spending
Money Mistakes & Emotional Purchases that Cause Overspending

We all make financial mistakes from time to time; but rarely do we consider or talk about how our emotions … Read More

August 9, 2018 2
Get help today.
Talk to a DebtWave Financial Counselor.

DebtWave Credit Couseling, Inc.

Principal Address
500 La Terraza Blvd, Suite 150
Escondido, CA 92025

Mailing Address
1835A S. Centre City Parkway, #508
Escondido, CA 92025

Counseling Hours (Pacific Time):
6 AM - 6 PM (Monday - Thursday)
6 AM - 5 PM (Friday)

Customer Service Hours (Pacific Time):
6 AM - 4 PM (Monday - Thursday)
6 AM - 3 PM (Friday)

(888) 686-4040

About DebtWave

About Our Team
What We Do
FAQs
Credentials
State License
Contact

We’re a 501(c)3 nonprofit organization
Our goal is to help you pay off your debt and learn the basics of personal finance, so you’re financially empowered by the time you graduate our program.

 

Services

Credit Counseling
Debt Management
Credit Coaching

Calculators

Loan Payoff Calculator
Debt to Income Ratio Calculator
Credit Card Minimum Payments Calculator

Education

Credit Card Debt Quiz
Spending Quiz: Analyze Spending Habits
SDFLC
Seminars & Events
S.W.Y.M. Program
Podcast
Boost for our Heroes

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DebtWave is short for full legal name DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. is a 501(c)3 nonprofit organization. Information found on our website is intended to be educational, not legal advice. We do not lend money.
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© 2023 DebtWave Site Handcrafted by: Web Designs Your Way

    • Get Help with Credit Card Debt
    • Get Started Online
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Post-Bankruptcy Counseling
    • Credit Coaching
    • Credit Card Payoff Calculator
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military
  • COVID-19 FAQs & Resources