• “Making Your Life Simple”

    Nonprofit Consumer Credit Counseling
    based in San Diego since 2001

DebtWave
  •  Call DebtWave at:

    (888) 686-4040

    • Get Help with Credit Card Debt
    • Get Started Online
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Post-Bankruptcy Counseling
    • Credit Coaching
    • Credit Card Payoff Calculator
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
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    • Budgeting
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    • Spending
    • Military
  • COVID-19 FAQs & Resources

Get Help Online    (888) 686-4040

DebtWave

Debt Management

Budget | Credit Card | Debt Management | Financial Tips
Unemployed with Credit Card Debt: What to Do?

If you’ve been on LinkedIn lately, it’s hard to miss the number of people sharing they’ve recently been laid off, … Read More

March 16, 2023 0
Credit Card | Debt Management | Financial Tips | General
US Kicks Off 2023 with Record-High Credit Card Debt

If you found yourself struggling to pay off your credit cards in full at the end of 2022 and into … Read More

March 3, 2023 1
Budget | Credit | Debt | Debt Management | Financial Tips | General
Dr. Virgie’s 3 Steps to Crush Medical Debt

When it comes to paying off debt, much of our focus is on credit card debt, student loan debt, and … Read More

September 30, 2022 0
Credit | Credit Card | Debt Management | Financial Tips | General
Fed Raises Interest Rates 3%+ in 2022, Says Plan for More Hikes through 2023

On Sept. 21, 2022, the Federal Reserve announced U.S. interest rates would rise another 75 percentage points and that more … Read More

September 22, 2022 1
Budget | Credit Card | Debt Management | Financial | Spending
Lifestyle Creep: What is It & How to Avoid It

When you get a raise, a bonus, or a promotion, do you find yourself at the mall looking to update … Read More

June 27, 2022 0
Budgeting | Credit Card | Debt Management | Financial Tips
Survey: 1 in 3 Earning $250k Living Paycheck to Paycheck

If you’re a high-income earner living paycheck to paycheck in the U.S. in 2022, you’re not alone.  Living paycheck to … Read More

June 8, 2022 1
Budget | Credit Card | Debt Management | Financial Tips | General | Spending
The Financial Cost of Addiction

Need help? 1-800-662-HELP (4357) – SAMHSA SAMHSA’s National Helpline is a free, confidential, 24/7, 365-day-a-year treatment referral and information service … Read More

October 7, 2021 0
Debt Management | Financial Tips | General
One-on-One with DebtWave’s Certified Credit Counselor Pat Gombes

For more than five years, one of DebtWave’s Certified Credit Counselors, Pat Gombes, has helped hundreds of consumers struggling to … Read More

September 3, 2021 1
Debt | Debt Management
Overwhelmed With Debt? (How to Solve Debt Problems)

Does your debt seem as impossible to tackle as a 225 pound running back? As financially taxing as debt can … Read More

March 29, 2016 0
Get help today.
Talk to a DebtWave Financial Counselor.

DebtWave Credit Couseling, Inc.

Principal Address
500 La Terraza Blvd, Suite 150
Escondido, CA 92025

Mailing Address
1835A S. Centre City Parkway, #508
Escondido, CA 92025

Counseling Hours (Pacific Time):
6 AM - 6 PM (Monday - Thursday)
6 AM - 5 PM (Friday)

Customer Service Hours (Pacific Time):
6 AM - 4 PM (Monday - Thursday)
6 AM - 3 PM (Friday)

(888) 686-4040

About DebtWave

About Our Team
What We Do
FAQs
Credentials
State License
Contact

We’re a 501(c)3 nonprofit organization
Our goal is to help you pay off your debt and learn the basics of personal finance, so you’re financially empowered by the time you graduate our program.

 

Services

Credit Counseling
Debt Management
Credit Coaching

Calculators

Loan Payoff Calculator
Debt to Income Ratio Calculator
Credit Card Minimum Payments Calculator

Education

Credit Card Debt Quiz
Spending Quiz: Analyze Spending Habits
SDFLC
Seminars & Events
S.W.Y.M. Program
Podcast
Boost for our Heroes

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DebtWave is short for full legal name DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. is a 501(c)3 nonprofit organization. Information found on our website is intended to be educational, not legal advice. We do not lend money.
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© 2023 DebtWave Site Handcrafted by: Web Designs Your Way

    • Get Help with Credit Card Debt
    • Get Started Online
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Post-Bankruptcy Counseling
    • Credit Coaching
    • Credit Card Payoff Calculator
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military
  • COVID-19 FAQs & Resources