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Average Savings Per Client on Our Debt Management Program
Consumers that enrolled onto DebtWave's Debt Management Program (DMP) in 2024 reaped the benefits of lower payments and interest. The average payment with all credit cards combined plummeted from $915 on their own to $695 on the DMP. That's an average decrease in payment of $220! The average interest rate decreased from 23% on their own to a record low average of 6.8%.
When you combine the monthly payment reduction with the finance charge savings, the average client obtained a monthly savings of $596!
How much will you save?
Tired of Paying Hundreds in Credit Card Interest Every Month?
Decrease Your Credit Card Payments by up to 25% to 50%

Let Our Debt Management Program Help You:
Lower Your Interest Rates
Lower Your Monthly Payments
Payoff Debt Quicker
Improve Credit Scores
Eliminate Financial Stress
Regain Control of Your Finances
Escape financial stress in 3 easy steps
Speak to a Debt Counselor at No Cost
Review your credit card debt, expenses and income with a certified credit counselor to see what savings you may qualify for.
Explore our Debt Management Program
Find out if you qualify for our program to obtain lower interest rates and lower monthly payments.
Watch Your Debt Disappear
Make one payment to us and we will disburse to your creditors each month. Reach your goal of becoming debt-free!
What our customers have to say!
Posted on Beverly DavisMarch 25, 2026Trustindex verifies that the original source of the review is Google. I wanted to buy a home and didn't see getting from under all the debt I created, alot from previous marriage and some of my own. I've used them once before this last time, so after Covid I got in some more debt and didn't see how I could buy my home with the interest rate steadily increase on my CREDIT CARDS. So, I called Debt management again, they are breath of fresh air, 3 1/2 years later I've paid off more $29k in debt and I purchased my dream home.Posted on Louis PirnikMarch 3, 2026Trustindex verifies that the original source of the review is Google. Very professional and transparent with timely communications. The entire process was speedy and easy to monitor.Posted on Spencer SimonsMarch 2, 2026Trustindex verifies that the original source of the review is Google. My debt situation was making me consider selling my house to pay it all off. Somehow found these guys (I can’t even remember), and they helped negotiate some of my debts so that I’m actually making progress on principal payments instead of just servicing interest. Two credit cards closed and reduced to 0% APR was the biggest win. Not all lenders are that willing to negotiate, so I wouldn’t promise the same for everyone but they got through on enough of mine that I can stay in my house and live frugally and be out of debt in only a couple years. It’s worth giving them a call to figure out what options you’ve got. No matter your circumstance.Posted on Ben PoinsettDecember 1, 2025Trustindex verifies that the original source of the review is Google. I was drowning in debt with an enormous loan that had an enormous interest rate. It was almost obscene the amount the creditor was charging. I had no idea how I was going to continue to make the payments and have anything left for other bills. That is where DebtWave came to the rescue. The negotiated with the creditor, got them lower the interest rate by over half and the monthly payment was finally affordable. The team at DebtWave made everything so easy to get started and is always on top of things if you have any issues or questions that arise. They are kind, polite, knowledgeable and always wanting to help! Love working with them!!! So glad I made that call for help!Posted on Carlos EpitalloNovember 7, 2025Trustindex verifies that the original source of the review is Google. Great debt consolidation company, they work with you to fit your needs. The personnel are friendly and professional. I recommend them to anyone!Posted on Tanya SavasNovember 3, 2025Trustindex verifies that the original source of the review is Google. After extensive research I found Debtwave I made the call and talked with someone to get information, and wasn’t pressured at all. I had a good feeling about this place and decided to enroll with them…seriously the best decision I ever made!! Holly is absolutely the most kind caring and helpful person I could ask for. She genuinely cares about people and has your best interest at heart. It’s always a pleasure when I talk with her. Thank you holly and thank you Debtwave for everything you’ve done for me. It’s awesome seeing my debt go down and with little interest.Posted on Patricia Du JatOctober 2, 2025Trustindex verifies that the original source of the review is Google. I love Debtwave! They were so kind and caring about my situation. I recommend them highly!Posted on Tiffany LOctober 1, 2025Trustindex verifies that the original source of the review is Google. Holly has been amazing in helping me with everything to turn my life around. She is amazing.Posted on Linda LSeptember 3, 2025Trustindex verifies that the original source of the review is Google. Amazing company that performs magic! I had an extreme amount of credit card debt with high interest rates. There was no way in my lifetime, that I could get a handle on the situation. I called Debtwave on the advice of a friend that used them previously, and set up my account with Crystal. Debtwave was able to communicate with the credit card companies, who lowered my interest rates on Debtwave’s plan. I will finally see an end to this debt nightmare, and believe me, I sleep so much better! The payment plan is flexible and easy to set up. No worries at all. Great communication from Debtwave as well. They are always there to answer any questions and to be a liaison with the creditors. Debtwave will change your life!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
