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Average Savings Per Client on Our Debt Management Program
Consumers that enrolled onto DebtWave's Debt Management Program (DMP) in 2024 reaped the benefits of lower payments and interest. The average payment with all credit cards combined plummeted from $915 on their own to $695 on the DMP. That's an average decrease in payment of $220! The average interest rate decreased from 23% on their own to a record low average of 6.8%.
When you combine the monthly payment reduction with the finance charge savings, the average client obtained a monthly savings of $596!
How much will you save?
Tired of Paying Hundreds in Credit Card Interest Every Month?
Decrease Your Credit Card Payments by up to 25% to 50%

Let Our Debt Management Program Help You:
Lower Your Interest Rates
Lower Your Monthly Payments
Payoff Debt Quicker
Improve Credit Scores
Eliminate Financial Stress
Regain Control of Your Finances
Escape financial stress in 3 easy steps
Speak to a Debt Counselor at No Cost
Review your credit card debt, expenses and income with a certified credit counselor to see what savings you may qualify for.
Explore our Debt Management Program
Find out if you qualify for our program to obtain lower interest rates and lower monthly payments.
Watch Your Debt Disappear
Make one payment to us and we will disburse to your creditors each month. Reach your goal of becoming debt-free!
What our customers have to say!
Posted on Tanya SavasNovember 3, 2025Trustindex verifies that the original source of the review is Google. After extensive research I found Debtwave I made the call and talked with someone to get information, and wasn’t pressured at all. I had a good feeling about this place and decided to enroll with them…seriously the best decision I ever made!! Holly is absolutely the most kind caring and helpful person I could ask for. She genuinely cares about people and has your best interest at heart. It’s always a pleasure when I talk with her. Thank you holly and thank you Debtwave for everything you’ve done for me. It’s awesome seeing my debt go down and with little interest.Posted on Patricia Du JatOctober 2, 2025Trustindex verifies that the original source of the review is Google. I love Debtwave! They were so kind and caring about my situation. I recommend them highly!Posted on Tiffany LOctober 1, 2025Trustindex verifies that the original source of the review is Google. Holly has been amazing in helping me with everything to turn my life around. She is amazing.Posted on Linda LSeptember 3, 2025Trustindex verifies that the original source of the review is Google. Amazing company that performs magic! I had an extreme amount of credit card debt with high interest rates. There was no way in my lifetime, that I could get a handle on the situation. I called Debtwave on the advice of a friend that used them previously, and set up my account with Crystal. Debtwave was able to communicate with the credit card companies, who lowered my interest rates on Debtwave’s plan. I will finally see an end to this debt nightmare, and believe me, I sleep so much better! The payment plan is flexible and easy to set up. No worries at all. Great communication from Debtwave as well. They are always there to answer any questions and to be a liaison with the creditors. Debtwave will change your life!Posted on Ahmad JuharjiJuly 1, 2025Trustindex verifies that the original source of the review is Google. I am very grateful for the assistance I received through this program to help pay off my debt. The customer service is excellent, and I highly recommend reaching out to them to see if their options are right for you. They will guide you through the steps and provide you with all the necessary details.Posted on Dolores GApril 1, 2025Trustindex verifies that the original source of the review is Google. For those who might feel hesitant, look no further to consolidate your "overwhelming" debt and have your interest rates significantly lowered with DebtWave. I promise you, you will not be disappointed, so what are you waiting for? Make the call today and get your finances back in order. Fyi, I am very serious... you will be glad you did, just as I am 😊😃Posted on Bobby DunlapApril 1, 2025Trustindex verifies that the original source of the review is Google. Debtwave Credit Counseling is an awesome tool to use if you are in need of reducing your credit and helping you become debt free. They offer a range of service, but the Debt Managment Plan is truly a life saver and has help our family reduce high-interest rate cards to as low as 3%. I was referred to them from a financial advisor and they have been great. Easy to work with and started saving over $1000 per month in the first month. If you're in need this service is amazing, and the people have all been very responsive and helpful.Posted on Patsy WallMarch 5, 2025Trustindex verifies that the original source of the review is Google. Very helpful! They worked hard to negotiate with lenders to save money in interest and get accounts currentPosted on Elliot MarxMarch 3, 2025Trustindex verifies that the original source of the review is Google. These people are truly outstanding. I’ve worked closely with Holly Love-Meyers who has always gone out of her way to listen, understand my situation, and do her best to negotiate on my behalf. These people run a legit operation and deserve praise for what they do. With DebtWave I have managed to wipe out some $1500 of excess interest payments which now go to paying off debt, and my credit score has actually improved by 50 points since starting a DMP with them. The only recommendation I have for improvement is to provide more realistic comparisons of payment amounts with and without the DMP. It seems a bit exaggerated with a 99 year payback period. Other than this minor detail, zero complaints!Posted on Constance DJanuary 6, 2025Trustindex verifies that the original source of the review is Google. If you're struggling with debt this is the place to go to for help. They did a complete review of my finances and designed a plan for paying off credit cards with sky-high interest rates. I'm saving a huge amount of money with the plan. The people I worked with held my hand through the entire process, clarifying and reassuring me whenever I was overwhelmed. Highly recommend.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
