• Get Started Online
DebtWave
  •  

    “Making Your Life Simple”

    (888) 686-4040

    • Get Help with Credit Card Debt
    • Get Started Online
    • Book Appointment
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Debt Consolidation
    • Credit Card Payoff Calculator
    • Calculate Your Net Worth
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military

Get Started Online

(888) 686-4040

Budgeting

Budget | Budgeting | Financial Tips
Nearly Half American Parents Footing the Bill for Adult Children, Even at the Detriment to Their Own Financial Health

Nearly half of American parents cover monthly expenses for at least one of their adult children, even if it’s at … Read More

January 31, 2024 0
Blue Monday
Budgeting | Debt | Financial Tips | General
Blue Monday is Here: 3 Ways to Keep Debt From Turning into Depression

The arrival of the third Monday in January provocatively referred to as “Blue Monday,” can be a very challenging day … Read More

January 14, 2019 2
paying off credit card debt
Budgeting
Pay Off Your Credit Card Debt Faster By Making Biweekly Payments

Paying off credit card debt often feels like a never-ending cycle of taking two steps forward and one step back. … Read More

January 27, 2016 9
Budgeting
How to Improve Credit Score With These 9 Credit Tips

Before we begin talking about how to improve your credit score, you may be wondering what is a credit score? … Read More

June 30, 2015 0
Budgeting
5 Unnecessary Expenses to Cut From Your Budget

Have you ever canceled a subscription service and then realized that you never really used that service anyway? When tracking … Read More

April 29, 2015 0
Budgeting | Credit | Financial Tips
Should I Cosign on a Loan for a Friend or Family Member?

One of the most common credit horror stories we hear is about credit lending. This includes lending someone a credit … Read More

December 8, 2014 1
Budgeting | Financial Tips
Increase Cash Flow With a Monthly Budget

Do you ever wonder where all of your money is going each month? Most of us can easily get caught … Read More

December 8, 2014 0
Budgeting | Financial Tips
How to Juggle Monthly Bills With Biweekly Paychecks

Trying to pay your monthly bills with a bi-weekly pay schedule can be challenging. Your paydays fluctuate each month, but … Read More

December 8, 2014 8

Principal Address

500 La Terraza Blvd, Suite 150
Escondido, CA 92025

Mailing Address

1835A S. Centre City Parkway, #508
Escondido, CA 92025

Hours (PST)

7 AM - 4 PM (Monday - Thursday)
7 AM - 3 PM (Friday)

 

About Our Team
What We Do
FAQs
Credentials
State License
Contact

Our goal is to help you pay off your debt and learn the basics of personal finance, so you’re financially empowered by the time you graduate our program.

 

Credit Counseling
Debt Management
Credit Coaching

Loan Payoff Calculator
Debt to Income Ratio Calculator
Credit Card Minimum Payments Calculator

       

 

Credit Card Debt Quiz
Spending Quiz: Analyze Spending Habits
SDFLC
Seminars & Events
S.W.Y.M. Program
Podcast
Boost for our Heroes

BBB

NFCC Member

DebtWave is short for full legal name DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. is a 501(c)3 nonprofit organization. Information found on our website is intended to be educational, not legal advice. We do not lend money.
Privacy Policy
© 2026 DebtWave | Company NMLS ID: 981270

    • Get Help with Credit Card Debt
    • Get Started Online
    • Book Appointment
    • Get A Free Online Financial Education
    • Calculate My Debt Free Date
    • About Our Team
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Debt Consolidation
    • Credit Card Payoff Calculator
    • Calculate Your Net Worth
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Credit Card Debt Quiz
    • Spending Quiz
    • SDFLC
    • Seminars & Events
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military