When people think about Alabama, football comes to mind for many of us (Iron Bowl anyone?).

But did you know that Alabama is just one of five states in the U.S. to receive an ‘A’ grading for the financial literacy curriculum that’s required in all Alabama high schools?

While Alabama has one of the strongest financial education programs in the country, many Alabamians still struggle with debt. The average Alabamian spends $28,652 on basic needs expenses, according to a 2021 report from CNBC. About $7,300 of that goes toward housing and about $3,100 is related to food costs.

Although the cost of living is lower in Alabama than in several other states, the average household in Alabama owes about $7,105 to creditors. Analysts attribute the increased spending amongst Alabama residents as a sign consumers were feeling optimistic about the economy and were taking on additional debt without necessarily preparing for a financial emergency.

Alabama residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040 or schedule an appointment here.

License Number: SC 385
Alabama Licensed Seller of Checks
Alabama Securities Commission
401 Adams Avenue, Suite 280
Montgomery, Alabama 36104


Testimonials from our Alabama Clients:
  • “It has been such a positive and rewarding experience from the very start when I first contacted DebtWave Credit Counseling and was introduced to the program that was offered to assist customers with consolidating their credit card debt into one easy monthly payment! Thanks to DebtWave Credit Counseling, I have cut my total credit card debt by almost 50 percent in just a little over two years! I was steered to DebtWave due to their high ratings as a consolidated debt management program! I am so happy that I made the decision to enroll in their program! Once my monthly payment amount was submitted and agreed upon with my creditors it has been nothing but smooth sailing! I completely endorse the debt management program that DebtWave offers and would recommend it to any of my friends or family looking to pay off their debt in a timely and pain-free manner!”