While the Hawaiian economy is bolstered by tourism, food exports like coffee and pineapples, and the U.S. military base stations, the island’s isolated location has led to an extremely high cost of living for the Aloha State’s residents.  

The average household in Hawaii owes around $8,315 in credit card debt, earning Hawaii the reputation as the state with the highest average debt-to-income ratio.  

Hawaii residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040. 


Testimonials from our Hawaii Clients: 
  • “I am truly thrilled (and amazed) that this program worked according to plan. Being out of debt is a life-changing experience. I would recommend your company to anyone going through what I went through – who found themselves, before they knew it, underwater. I’m extremely grateful, and you’ve been a pleasure to work with.” 
  • “Doing my monthly payments with a lower interest rate makes a big difference. Thank you for your company’s help. Mahalo!”