While the high cost of living in Chicago may have affected the state’s average debt load, residents throughout the state reported reaching for their credit cards in order to pay for: home improvement projects, monthly expenses, shopping, unexpected expenses, and vacations.  

Analysts attribute the increased spending as a sign consumers were feeling optimistic about the economy and were taking on additional debt without necessarily preparing for a financial emergency.   

Illinois residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040.

License Number: DM 260 
Illinois Licensed and Registered Debt Management Service
Illinois Department of Financial and Professional Regulation
Division of Financial Institutions Consumer Credit Section
320 W. Washington, Suite 229
Springfield, Illinois 62701


Testimonials from our Illinois Clients:  

  • “I’m the kind of person who likes to get something set up that runs automatically and I don’t have to think about it. DebtWave accomplishes that for me. I know the payments are coming out of my account, I know I’ll be paid off in three more years, I just file the emails in the event I want to go back and see something…I pretty much let it take care of itself. I love that.” 
  • “I immediately recommended this program to my daughter.”