Credit Counseling for New Jersey Residents

Home to the second-largest number of millionaires per capita in the U.S., New Jersey is one of the wealthier states in the nation. And with an economy based on pharmaceuticals, finance, chemical development, factories, agriculture, and tourism, it’s easy to understand what attracts people time and time again to the Garden State.  

Still, many New Jersey residents struggle with debt, specifically credit card debt.

The average household owes about $9,454 to their creditors.

Analysts attribute the increased spending as a sign consumers were feeling optimistic about the economy and were taking on additional debt without necessarily preparing for a financial emergency.   

New Jersey residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040.  

License Number: L065624 
New Jersey Licensed Debt Adjuster
New Jersey Department of Banking and Insurance
Licensing Service Bureau - Banking
P.O. Box 473 
Trenton, New Jersey 08625-0473 


Testimonials from our New Jersey Clients:  
  • “One of the best experiences I’ve had in a long time when dealing with individuals via phone and email. The program has lifted a huge amount of stress from me and my husband’s life. I would recommend DebtWave to anyone who needs assistance.” 
  • “This has been the most incredibly trustworthy and educational experience learning to become debt-free. There is always someone on the other end of the line to assure you and keep you on track! Love DebtWave and am looking forward to being debt-free because of this program!” 
  • “Thank you DebtWave, and to my awesome counselor, Dawn, for being so thoroughly on point with helping me when I felt so many others wouldn’t help. I owe my peace of mind to you all and the program. In this process, everyone has been patient and completely professional with my needs!” 
New Jersey