Credit Counseling for Texas Residents

Thanks to a lower-than-average cost of living and business-friendly tax laws, the Texas economy has grown to become the second biggest in the U.S. - just behind California.

While 102 of the 1,000 largest public and private companies in the U.S. are headquartered in Texas, the average household income in Texas is also below the national average.

Natural disasters have also hit certain parts of the state quite severely in recent years.  

As a result, many Texans were forced to lean on credit cards to make ends meet.

The average Texas household owes about $7,692 in credit card debt.

Analysts attribute the increased spending as a sign consumers were feeling optimistic about the economy and were taking on additional debt without necessarily preparing for a financial emergency.  

Texas residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040.  

License Number: DM11-10108 
Texas Registered Debt Management Service Provider
Texas Office of Consumer Credit Commissioner
Finance Commission Building
2601 N. Lamar Boulevard
Austin, Texas 78705 


Testimonials from our Texas Clients: 
  • “DebtWave is amazing!! Everyone I spoke to was so helpful and supportive! The DebtWave team made paying off my accounts smooth and easy! Very clear communication and very responsive. I highly recommend.” 
  • “DebtWave customer service is AMAZING!!! Being in debt so bad that I needed help was embarrassing to me. DebtWave always made me feel comfortable and encouraged me as each account was being paid off. Thank you for all your help and being so understanding!!! You all are an A+ company!!!!!” 
  • “Your program has really helped us achieve our goal of being debt-free without taking us 25 years to do it. At first it was hard but it has been well worth it.” 
  • “The program is amazing! It has given me back financial freedom. They helped me set an obtainable goal and guided me the whole way!”