Blue Monday is Here: 3 Ways to Keep Debt From Turning into Depression
The arrival of the third Monday in January provocatively referred to as “Blue Monday,” can be a very challenging day … Read More
Benefits of a Financial Analysis with a Credit Counselor
Whether you live in San Diego or Mobile, Alabama, we all have expenses in life such as rent/mortgage, food, transportation, … Read More
How to Read Your Credit Card Statement Explained
Do you remember how old you were when you got your first credit card? I was 16, a junior in … Read More
How to Pay Off Credit Card Debt When You’re Self-Employed
Self-employment usually attracts people for its benefits: flexible work hours, freedom to be your own boss, and the potential for … Read More
How to Negotiate Lower Interest Rates on Your Credit Cards
This might come as a surprise, but credit card interest rates are not etched in stone. Credit card companies expend … Read More
Are You A Financial Enabler? (How to Stop Enabling Poor Money Choices)
While we all want to help our loved ones and friends, especially during a particularly turbulent time in their lives, … Read More
What is Net Worth? (How to Calculate My Net Worth)
In the financial world, when you’re asked how much you’re worth, it’s usually an inquiry regarding your net worth. Think … Read More
Top 9 Financial Mistakes Consumers Make and How to Avoid Them
From time to time, everyone makes mistakes with their money. They happen for many different reasons, and some of them … Read More
Credit Card Debt Relief Tips for Small Business Owners
Credit card debt takes a toll on everyone. If you’re a small business owner facing credit card debt, you’ve likely … Read More
7 Tips on How to Increase Your Income Every Month
Reducing one’s expenses often goes hand-in-hand with erasing credit card debt. However, for most people, there is a limit on … Read More
How to Pay off Credit Cards Fast to Improve Credit
Paying off credit card debt is a daunting task, but can be done with the right amount of determination. How … Read More
8 Ways You Can Lose Control of Your Personal Finances
Establishing a solid financial footing for you and your family can take time, sometimes years. Unfortunately, a single financial hardship … Read More