Gift giving is expensive. It’s so expensive in fact, that a survey from OfferUp found that 24 percent of Americans … Read More

Kids moving out on their own is a monumental life event for everyone involved. After so many years of being … Read More

Personal finance experts recommend consumers start saving money in June specifically to buy Christmas presents. The idea is that by … Read More

In 2013, Choncé Maddox hit her financial low-point. A single mom, Maddox was living in a low-income, one-bedroom apartment outside … Read More

Close to 90 percent of American consumers regularly shop at discount retailers regardless of their age or income, according to … Read More

The short answer is that, on face value, going to jail does not necessarily affect your credit. A prison or … Read More

I’ve been working since I was 13. I started dusting products and shelves in a hair salon and worked my … Read More

On Friday, Oct. 5, 2018, the San Diego Financial Literacy Center (SDFLC) held a free education luncheon in which members … Read More

Do you remember how old you were when you got your first credit card? I was 16, a junior in … Read More

Each quarter, DebtWave Credit Counseling, Inc.’s outreach group, the San Diego Financial Literacy Center, hosts a financial assistance and education program … Read More

There’s no other way to put it: Cosigning a loan or lease for someone is a huge financial risk. When … Read More

An IRA, or Individual Retirement Account, is a powerful retirement-planning tool. An IRA allows individual investors to save a portion … Read More