Can I Live Without Credit Cards?
It’s a seemingly innocent question – could you live without a credit card? But the answer may be more complicated … Read More
Nonprofit Consumer Credit Counseling
based in San Diego since 2001
It’s a seemingly innocent question – could you live without a credit card? But the answer may be more complicated … Read More
Nearly 30 percent of Americans do not use cash to make purchases, up from 24 percent in 2015, according to … Read More
It can start small. Your partner goes on a shopping spree or buys himself new golf clubs – without telling … Read More
The arrival of the third Monday in January provocatively referred to as “Blue Monday,” can be a very challenging day … Read More
Do you remember back in high school health class learning about a psychological theory called Maslow’s hierarchy of needs? The … Read More
Do you remember the first time you couldn’t pay off your credit card statement in its entirety? I remember my … Read More
Whether you live in San Diego or Mobile, Alabama, we all have expenses in life such as rent/mortgage, food, transportation, … Read More
For many consumers, a credit card that offers deferred interest seems like a smart way to finance a large purchase … Read More
The end of the year is always bittersweet. While some of us fondly reflect on the year that was, others … Read More
My debt story begins in 2001. A newly minted college graduate, I was excited to start the next chapter of … Read More
In October 2018, DebtWave Credit Counseling, Inc. welcomed the newest addition to our team: Meet Adriana Sanchez Torres, our new … Read More
A cash advance is a service offered by credit card companies. It’s meant to be a convenience, allowing consumers to … Read More