Arkansans may enjoy the Natural State’s beautiful mountains, rivers, and hot springs. But did you know the average Arkansan household owes nearly $7,000 in credit card debt?

While Arkansans are typically more conservative spenders than those living in neighboring states, Arkansans also typically earn a lower wage than those in bigger cities, resulting in lower overall credit limits. The total required income for a single person to live comfortably in Arkansas is roughly $27,800, which is about $11,000 cheaper than it would cost to live in California. According to a report in CNBC, estimated annual housing costs are about $6,500, while food costs roughly $3,200.

Arkansas residents interested in either a free credit counseling session and/or enrolling in our debt management program can connect with one of our certified credit counselors by calling us directly at 888-686-4040 or schedule an appointment here.