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DebtWave

financial therapy

credit card debt emotional toll
Financial Tips | General
The Emotional Toll of Credit Card Debt

Do you remember back in high school health class learning about a psychological theory called Maslow’s hierarchy of needs? The … Read More

January 14, 2019 1
Financial Therapy Credit Card Debt
Financial Tips | General
Financial Therapy (Therapy to Heal from Credit Card Debt)

Do you remember the first time you couldn’t pay off your credit card statement in its entirety? I remember my … Read More

January 10, 2019 0
money effect emotions
Financial Tips | General
The Effect of Money on Your Body and Your Emotions

We all know that there’s more to money than just, well, dollars and cents. Money affects our relationships and our … Read More

November 15, 2018 0

Principal Address

500 La Terraza Blvd, Suite 150
Escondido, CA 92025

Mailing Address

1835A S. Centre City Parkway, #508
Escondido, CA 92025

Hours (PST)

7 AM - 4 PM (Monday - Thursday)
7 AM - 3 PM (Friday)

 

About Our Team
Our Partners
What We Do
FAQs
Credentials
State License
Contact

Our goal is to help you pay off your debt and learn the basics of personal finance, so you’re financially empowered by the time you graduate our program.

 

Credit Counseling
Debt Management
Credit Coaching

Loan Payoff Calculator
Debt to Income Ratio Calculator
Credit Card Minimum Payments Calculator

       

 

Credit Card Debt Quiz
Spending Quiz: Analyze Spending Habits
SDFLC
Seminars & Events
S.W.Y.M. Program
Podcast
Boost for our Heroes

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DebtWave is short for full legal name DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. is a 501(c)3 nonprofit organization. Information found on our website is intended to be educational, not legal advice. We do not lend money.
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© 2025 DebtWave | Company NMLS ID: 981270

    • Get Help with Credit Card Debt
    • Get a Quick DMP Payment Quote
    • Get Started Online
    • Book Appointment
    • Calculate My Debt Free Date
    • About Us
    • What We Do
    • FAQs
    • Credentials
    • State Licenses
    • Contact
    • Credit Counseling
    • Debt Management
    • Pre-Bankruptcy Counseling
    • Financial Wellness Program
    • Accelerated Payment Plan
    • Credit Coaching
    • Credit Card Payoff Calculator
    • DMP Payment Estimator
    • Credit Card Debt Quiz
    • Spending Quiz
    • Net Worth Calculator
    • Debt to Income Ratio Calculator
    • Credit Card Minimum Payments Calculator
    • Debt Forgiveness
    • Credit Card Consolidation
    • DIY Debt Management Plan
    • SDFLC
    • Smart With Your Money LIVE
    • S.W.Y.M. Program
    • Podcast
    • Boost for Our Heroes
    • General
    • Financial Tips
    • Debt
    • Budgeting
    • Credit
    • Spending
    • Military