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Providing Credit Counseling and Debt Management Programs since 2001

At DebtWave Credit Counseling, Inc., our team of certified credit counselors will focus on helping you get out of credit card debt. We will teach you how to properly manage your finances, reducing the likelihood you fall into debt again.

Located in San Diego, our customer-service oriented team has helped consumers pay back more than $300 million in credit card debt since 2001. We are licensed and/or registered to help consumers in 46 states plus Washington, D.C.

In addition to our debt management program, our community outreach team, D.B.A. the San Diego Financial Literacy Center, provides free educational workshops to youth, military, and low-to-moderate income families.

How can we help you today?

Credit Counseling & Debt Management Services

Our mission is to help our clients eliminate credit card debt and adopt healthy financial behaviors.

To do this, we offer:
  • Free Credit Counseling Sessions. Enjoy a complimentary budgeting consultation and budget analysis. 
  • Debt Management Program. Enjoy lower interest rates and lower monthly payments on your credit cards to help you become debt free in three to five years.
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Credit Card Payoff & Other Finance Calculators

Use our free financial calculators to discover how long it will take to pay off your credit card debt. Find our how much you’re paying in interest fees and how much you could save!

Start today!
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Financial Education, Seminars & Events

We offer a variety of free resources to help you improve your financial literacy and successfully navigate your financial journey.

Learn More.
  • Credit Coaching. Meet with our Credit Score Coach for personalized tips to improve your credit score.
  • Free Financial Education Workbook. Learn best-practice personal finance habits with our FREE financial literacy workbook.
Get Educated

Get out of debt with our help!

We can help get your finances in order so you can stay on track and achieve your life goals.

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What does financially secure mean?

Clock
Paying your bills on time

When you can pay expenses on time you can avoid penalties and minimize interest charges.

Savings
Building your savings

Adding money to your savings regularly so you have money available for an emergency.

Planning
Planning for your future

Know how much you need to save, forecast expenses and be ready for any suprises.

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The CW

What DebtWave customers have to say!