Understanding APR Finance Charges for Credit Cards
First and foremost, APR stands for Annual Percentage Rate and is set by the creditor. The APR can be a … Read More
Should I Cosign on a Loan for a Friend or Family Member?
One of the most common credit horror stories we hear is about credit lending. This could include lending someone a … Read More
Why it is Unwise to Buy a Car with a Credit Card
“How are you going to make your down payment?” When I heard that question, I thought, oops, and instantaneously realized … Read More