Is Debt Management & Credit Counseling Bad for Your Credit?
Will credit counseling hurt my credit? Before we answer this question, let’s make sure we understand the difference between credit … Read More
How to Pay off Credit Cards Fast to Improve Credit
Paying off credit card debt is a daunting task, but can be done with the right amount of determination. How … Read More
8 Ways You Can Lose Control of Your Personal Finances
Establishing a solid financial footing for you and your family can take time, sometimes years. Unfortunately, a single financial hardship … Read More
What to Know When Applying for Credit Cards
Most of the world today wants to apply for a credit card(s) or people continuously get offers from credit card … Read More
What’s the Difference Between Credit Cards & Debit Cards?
It looks like a credit card, swipes like a credit card, but isn’t a credit card. it’s amazing how many … Read More
Financial Glossary (Commonly Used Credit & Debt Terms)
APR, FICO score, and revolving debt are just a few of the common credit terms. Although these terms are related … Read More
Money Before Marriage (How to Talk Money With Your Partner)
It is crucial for all couples to have a candid conversation about personal finances before tying the knot. Couples must … Read More
Are Credit Card Rewards Worth It If You Go Into Debt?
Cashback, airline miles, or reward points? Most of us with credit cards love to collect whatever rewards have built up … Read More
Financial Fitness (How to Become Financially Fit for Life)
With every changing season or new year, we should try to better ourselves and improve upon our financial situation. One … Read More
5 Reasons Consumer Credit Counseling Services Work
The thought of enrolling in a credit counseling program (also referred to as a Debt Management Program or DMP) or … Read More
Are Credit Card Pre-Approval Offers in the Mail Legit?
Like many Americans, you may go check your mailbox and find it full. Some things we look forward to, like … Read More
Understanding APR Finance Charges for Credit Cards
There are a lot of terms and abbreviations in the finance world. One of the most common abbreviated terms you … Read More