How the Federal Debt Limit Affects Your Money, Credit Card Debt
Just like you have a spending limit on your credit card, the U.S. Federal Government has a spending limit known … Read More
New York Fed: Consumer Debt Now More than $17 Trillion
We’re nearly six months into 2023. If you’re still struggling to pay off the credit card debt you incurred over … Read More
9 Tips to Save Money on Summer 2023 Travel
Higher interest rates, inflated prices on essentials like food, gas, and childcare, bank failures, and record levels of credit card … Read More
Fed Raises Interest Rates to 16-Year Record-High
On May 3, 2023, The Federal Reserve raised interest rates for the tenth straight time since March 2022, increasing interest … Read More
Student Loan Repayments Resume This Summer: Is Your Budget Ready?
Update: On June 30, 2023, in a 6-3 vote, the Supreme Court blocked the Education Department from canceling up to … Read More
Where Have the Affordable Concert Tickets Gone?
Summer is often a busy season for music festivals and concerts of all kinds. But if you’ve found yourself looking … Read More
8 Personal Finance Lessons from Baseball
Major League Baseball recently kicked off the 2023 season. As I was watching my local team, the San Diego Padres, … Read More
Majority of Americans Worried About Lack of Emergency Savings
How much money do you have in your emergency savings account? Is it enough to cover your living expenses if … Read More
Minimalism is Out, Cluttercore is In
Prior to the pandemic, minimalism dominated home design trends. It was a budget-savvy shopper’s dream as we were encouraged by … Read More
Consumers Turn to Side Hustles to End Paycheck-to-Paycheck Living Cycle
In February 2023, 62 percent of adult U.S. consumers were living paycheck-to-paycheck, according to a March 2023 report from LendingClub … Read More
March 2023: Fed Raises Interest Rates, Hints at Slowing Future Rate Increases
The Federal Reserve announced it raised interest rates by a quarter of a percentage point during its March 22, 2023, … Read More
Unemployed with Credit Card Debt: What to Do?
If you’ve been on LinkedIn lately, it’s hard to miss the number of people sharing they’ve recently been laid off, … Read More