Choncé Maddox: My Debt Epiphany
In 2013, Choncé Maddox hit her financial low-point. A single mom, Maddox was living in a low-income, one-bedroom apartment outside … Read More
Study Shows Discount Retailers in the US Appeal to Everyone
Close to 90 percent of American consumers regularly shop at discount retailers regardless of their age or income, according to … Read More
Does Going to Jail Affect Your Credit Score?
The short answer is that, on face value, going to jail does not necessarily affect your credit. A prison or … Read More
What Does It Mean to Pay Yourself First & How to Do It
I’ve been working since I was 13. I started dusting products and shelves in a hair salon and worked my … Read More
How Much Income is Needed to Buy a Home in San Diego?
On Friday, Oct. 5, 2018, the San Diego Financial Literacy Center (SDFLC) held a free education luncheon in which members … Read More
How to Read Your Credit Card Statement Explained
Do you remember how old you were when you got your first credit card? I was 16, a junior in … Read More
SDFLC Awards $3,000 to Navy Seaman
Each quarter, DebtWave Credit Counseling, Inc.’s outreach group, the San Diego Financial Literacy Center, hosts a financial assistance and education program … Read More
What to Know Before Cosigning a Loan or Credit Card
There’s no other way to put it: Cosigning a loan or lease for someone is a huge financial risk. When … Read More
What is a Spousal IRA & How Much Should You Contribute?
An IRA, or Individual Retirement Account, is a powerful retirement-planning tool. An IRA allows individual investors to save a portion … Read More
Business vs Personal Credit (How to Keep Them Separate)
Establishing boundaries between your personal finances and your business finances is important for any entrepreneur. While you may have invested … Read More
Halloween Savings (Save Big with a Halloween Budget)
Halloween is quickly approaching, and more than 69 percent of Americans plan to participate in Halloween-related activities in 2022, spending … Read More
What Percentage of Americans Save for Retirement?
Not having enough money saved for retirement is increasingly becoming a problem in the U.S., and may be connected to … Read More